The Easiest Way to Become a Billionaire...

The Easiest Way to Become a Billionaire
By Anandrahi JS

Once God was very happy with the hard work of his office-bearers and angels and he held a function to honour and award them. He said: In the next five minutes imagine in your minds the things you want to get, the powers you want to have and the traits you want to develop. You will be showered with all of them with my blessings. Immediately all of them closed their eyes and floated in the world of imagination freely and passionately. Their ecstasy of recreating themselves according to their wishes knew no bounds. What they thought they became and they got.

You will be very happy to know that Power of your mind can do the same miracle to change your life. God has also fitted the mind of the man with magical powers. You just need to learn how to use it with determination, diligence and persistence.

POWER OF YOUR MIND

Every prominent psychologist of the world has said that you get in life what you think or focus on . William James, father of American psychology, said: ‘The greatest discovery of the 19th century was not in the realm of the physical sciences, but the power of the subconscious mind touched by faith. Any individual can tap into an eternal reservoir of power that will enable them to overcome any problem that may arise. All weaknesses can be overcome, bodily healing, financial independence, spiritual awakening, prosperity beyond your wildest dreams. This is the superstructure of happiness’.

What we attract in our life is in direct proportion to our thought pattern. What we think daily about our body, relations, work, business, money, materialistic things God showers on us. So many people pray to God to get certain things in life and wishes of many people are fulfilled. It is not a miracle but a scientific law. By praying to God daily we try to focus our energies towards an aim, and immediately law of attraction starts working. We can achieve any goal in our life, even become a billionaire.

Name any successful person in any field – Bill Gates, Dhirubhai Ambani (great Indian industrialist), John D. Rockefeller, Abraham Lincoln, George Bush, , Akio Morita (the man who built Sony), Mahatma Gandhi, Thomas Edison, Walt Disney, Ravindra Nath Tagore, Tolstoy, Lenin, Mao-tse-tung, Mohammed Ali (the greatest boxer), Sachin Tendulkar, Richard Branson (rags to riches business tycoon of UK), Azim Premji (richest man in India)– the list is endless – everybody intentionally or unintentionally used the same formula for success and achievement.

In one study, Australian psychologist Allen Richardson conducted an experiment with basketball players, dividing them into three groups A, B and C. He advised group A to practise free throws on a basketball court for 20 minutes a day. He advised group B not to practise at all. And group C was advised to mentally rehearse these throws for 20 minutes each day. At the end of the study group A improved their free throw ability by 25%. Group B, as expected, showed no improvement at all. Astonishingly group C improved by 24% (almost as much as Group A) although they had not even entered the basketball court. This experiment proved astonishing power of our mind on our performance.

This rule of the nature is both blessing and curse for human beings. It not only makes but mars many a career. You can compare it to the power of fire. Either convert it into a high-powered energy or destroy everything with it. If all sorts of negatives come in your mind you can never achieve anything worthy in your life. Law of attraction will start pulling negative things in your life. Therefore it is necessary to work intentionally to reformulate and recharge your thinking pattern. Redefine your vision about your future. Reset your priorities in life. Make yourself a positive thinker.

POSITIVE THINKING POSITIVE RESULTS

The story of two frogs will further explain the theory of positive psychology very effectively. Once two frogs fell into a big bucket filled with milk. To jump out of the basket was impossible. One frog was a negative thinker. He thought that it was the end of life. He would die soon. According to his negative vision he made his grave in the milk bucket. The other was a positive thinker. He decided to try his best to come out of the terrible mess. He continued swimming and knocking the basket. He became very tired but he didn’t lose hope. He thought he would find a way out soon. He had a positive vision. His goal was to go out of the basket and join the stream of fun-filled life again. He was determined and tried again and again. His positive thinking pattern and persistence was rewarded soon. His efforts stirred the milk for a long time and a ball of butter was formed in the milk. He rode that ball and jumped out of the basket.

SET A GOAL AND PICTURISE

So you get in life what you want or visualise. You have the choice. To recreate yourself like angels of God you have to adopt this three-pronged strategy:

1. Define your goals clearly,
2. Use autosuggestion,
3. Picturise your goals.

Here is a very simple method to use this strategy.

1. DETERMINING GOALS: Take a few days to decide what you want to do in your life. Write your goals (two or three major goals only. If you can focus on one goal at a time it is better) on a paper and read this paper often. As soon as you write your goals you enter the top 5% section of the people. 95% people don’t know what their aims are so your success chances for a better life immediately increase.

2. AUTO-SUGGESTION: We also call it affirmation. Dose of daily affirmations keeps your mind positive and hopeful. You become focused and attract the same in your life. To become successful in life repeat this affirmation ten times in the morning and ten times before going to bed: ‘God has sent me in this world to become successful. I am achieving my goal’.

3. PICTURISATION: While repeating your affirmation see yourself in imagination becoming successful, achieving your goal.

Article Author: Anandrahi JS (Prominent international Writer, Editor and Teacher) has trained thousands of persons to get great jobs, improve personality and achieve goals in business. CEO: News of India Network Director: LSE-India (for Communication Skills and Personality Development) Editor: Winners' Delhi News.

Tony Robbins' 12 Reasons Why People Don't Get Wealthy

Anthony Robbins' 12 Reasons Why People Don't Get Wealthy
By David Gikandi

According to Wallace Wattles, in his popular wealth treatise called the Science of Getting Rich, said that, "There is a science of getting rich, and it is an exact science, like algebra or arithmetic. There are certain laws which govern the process of acquiring riches, and once these laws are learned and obeyed by anyone, that person will get rich with mathematical certainty."

It is true. Those who make wealth know that it comes about by application of simple rules and principles. Those who don't make wealth don't know about these simple things, and so they assume that wealth is a result of luck or pure chance or something just as superstitious or silly.

Anthony Robbins is one of the top success coaches in the world, having coached star sports players, heads of states and Fortune 500 executives. In his Get The Edge program, he listed down 12 specific reasons he has come to observe to be the leading causes for most people's lack of wealth.

Here they are:

1. They never decide and really define, very specifically, what wealth means for them. The keyword here is specifically. Can you imagine how hard it would be to build a car or a plane without making a blueprint or sketch drawings of it first? You have to know what your target is before you go chasing after it.

2. They make wealth a moving target instead of a fixed one (this is related to point one above). Once you have your target, fix it. Don't change it until you reach it. You must accomplish each step, celebrate, and then set course for a new step, a new target.

3. They define it in a way that seems unreachable. You only achieve what you believe. No more, no less. So you must make it believable for you. Set goals that will make you move forward and stretch, but not too high that even you yourself don't believe you can. Take the biggest step you believe you can, achieve it, then take the next biggest you believe you can. This will build positive reinforcement in your self-confidence as well.

4. They never start. Ok, this is obvious. If you keep thinking about it forever, it will forever remain in the thought level. You have to act! Start somewhere, anywhere! Only after you start do you begin to get some feedback which will help you plot your course better. The aircraft has to first take off before it starts to adjust course for its destination. You must start, somewhere, anywhere, doesn't matter, just start! Act!

5. They never make it a must. Let me explain what it means to make it a must. It means marshalling all your intent, your will, your direction, into one singular flow that is directed towards your goal. All obstacles are viewed as challenges to be overcome. You will meet obstacles, and so expect it, but also expect to move forward anyways. Use your obstacles to develop strength and skills, don't run away. Find out how to go past them. Find out! There is always a way, always. And if your emotions are acting against your desire, embrace them, learn what they are, know yourself, but keep moving forward. Make it a must, and it will happen. Guaranteed. You don't know in how many steps it will take, but you know it will happen.

6. They don't have a realistic plan. If you want to do something, find out how it is done from someone who has done it before. Make a realistic plan. Copy from those who have succeeded before you. But don't throw away your intuition. Your intuition is extremely powerful once you learn how to listen to it with practice.

7. If they have a realistic plan, they never follow through on the plan. Well, if you don't follow the plan, who will?

8. They give responsibility to others ("experts") instead of to themselves. This way, they never really learn how to do it, and if there are failures they never learn why the failures happened and so they are bound to repeat them. It is a good idea to get advice, but do it yourself. At least understand it yourself even if you will delegate the actual doing.

9. They give up when they face challenges. Going through the challenges is what has made people rich, not giving up. Look, there are always challenges. So get used to that. You will only get where you wish to get to if you are willing to face the challenges along the path. All challenges are opportunities dressed in work clothes, remember that. After the challenge is over, you will discover the amazing fruit it held for you.

10. They fail to conduct their lives as a business; they never ensure that they make a profit year by year. Get a personal finance package like Quicken or Microsoft Money. you need to have budgets and cash flow statements for your personal finances and your businesses. It is easy with those software packages. If you don't keep records and track, you wont know when you are making or losing money until it is embarrassingly too late.

11. They allow other people's ideas to affect their decisions unreasonably. There will always be people who don't believe in your way, or who are pessimistic, who try to pull you down, or whatever. And they will sometimes be your closest friends and family. You cannot change that - they have a right to be who they are. It is OK. Allow them their thoughts, don't judge them for that, but don't feel obligated to accept their thoughts of follow their way. Don't allow other people, now or from the past, unreasonably affect your decisions. Allow them their way, and you live your way.

12. They don't get quality coaching. This is extremely important! Coaching is simply getting mentored by someone who has succeeded wildly in the area of your interest. Get coaching! Our education system hardly equips us for real life, so don't assume that because you went to college you are properly equipped. Hardly. You need to keep learning. The most successful people attend seminars, read books, join mastermind groups and clubs, find mentors, network, and even hire expensive personal coaches to make sure they succeed.

How many of these reasons can you identify with? Well, now that you see the reasons, you now can look at yourself and make sure that you don't follow ways that are known to not lead to wealth. Follow what works and it will work. And don't forget to enjoy yourself along the way.

Article by David Cameron: David Cameron is the author of wealth and self development books such as A Happy Pocket Full of Money, showing many how to create the lives of their dreams and beyond. Download free trial ebooks, software, courses.

A Millionaire Mindset

There is nothing more important to building wealth than to THINK like a Millionaire. I mean, really - how can you acquire and hold onto massive amounts of money if your mind is living paycheck to paycheck? You can't - there is a major disconnect. This is why a percentage of lottery winners (and some professional athletes, celebrities, etc.) lose the money they gain in the first five years - if you cannot move past a poverty mentality to a wealth mindset, money cannot stay with you!

You must FIRST acquire a solid wealth mindset, then, you will literally attract money without even trying! This is the foundation for your future prosperity.

The next few posts will discuss the importance of and steps towards gaining a millionaire mindset. Get ready for financial abundance!

Making Financial Literacy a Game Worth Playing!

I know, I know... I say "budget", and you immediately retch in disgust. If I say "spending moderation", "investments", "401K and IRA accounts"... are you equally put off?

You shouldn't be... not if you can make a game out of it.

All of these things tie in together to make your complete financial picture. At first, it may seem a little daunting to comprehend all of these terms, but trust me - when you can roll them off your tongue like the latest football scores or most recent Paris Hilton scandal, you'll be thanking me!

A couple of years ago, I read Rich Dad, Poor Dad by Robert Kiyosaki. BRILLIANT book that showed how financial education starts when you're young. You are programmed from childhood about how to handle (or mismanage) money, and this book clearly illustrated how a rich "dad" educates his children about finances, and how a poor "dad" doesn't (or DOES, through words, actions, and deeds surrounding the subject of finances).

Recently, I became a parent of five (that's a whole other story, Dear Reader!). One of the things that I DID NOT WANT was to become a "poor dad", so my spouse and I worked on a plan to educate our kidlets on how to make, save, and invest money. The key way we have turned our clan into mini money moguls is by playing Cashflow 101.





This game is BRILLIANT. It introduces all to the concepts of a balance sheet, investments, stocks, doodads (unnecessary expenditures), money management - all in one board. My kids now play it on their own - we started playing it once a week on Family Night (it's a LONG game, so be prepared to set aside at least 5 hours the first go-round), but then, at various times of the week, I kept hearing, "Hey Jazmine! Can you come and play a quick game of Cashflow with me?" or, "Leon! We're setting up Cashflow - get the calculators!". Mind you - my kids are 15, 14, 12, 10, and 7, but they play with a vengeance. It's all out financial war when they sit down; they are so familiar with the educational aspects and concepts introduced, that now, they play for fun (actually, they play for financial DOMINANCE. They're vicious, this group... truly vicious!)

Cashflow 101 is a game played at most Real Estate Investment Association groups, so if you don't have a clan at home to play with, you can find a group in your area. This game is KEY to understanding how to manage your financial life - it's a must buy!

P.S. Cashflow 101 is meant for ages 13 and over. The game Cashflow for Kids is available to teach youngsters how to manage and grow money, and Cashflow 202 introduces advanced investment concepts, such as 1031 real estate exchanges and Call/Put investment options. We've graduated to 202, but we still don't allow my 7 year old, Nicholas, to play 101 yet. That pisses him off, but doesn't stop him from leaning over Dad's shoulder and offering investment advice. They don't even like to play Monopoly anymore. "Too slow," they say.

P.P. S. If you're spending your time focusing on Paris' weekly shenanigans and not your financial well being, shame on you!

Budgeting: A Tough Love Way to Handle Your Household Budget

Found a great article on budgeting to get you started!

Budgeting: A Tough Love Way to Handle Your Household Budget
By Douglas Hanna

Developing and living by a household budget is by far the best way to get your expenses under control which, in turn, can mean a much less stressful life.

However, many families find it very difficult to stick to a budget. It does take hard work and a lot of self-discipline, at least in the beginning. The good news is that most families find the longer they can stick to a budget, the easier it becomes. This is because sticking to a budget eventually becomes an unconscious habit, just like driving a car. And once it becomes a habit, the budgeting process just sort of goes on cruise control and requires much less thought or effort.

But what do you do during those first three, four or six months, when sticking to a budget feels so difficult?

There are several answers to this. The first is to make sure your budget categories are realistic. You may think you can get by with $100 a week for groceries, but is this real? Do you have checks or receipts that verify how much you have been spending at the grocery store? You really need to know. Otherwise, you may budget too little. In turn, this becomes frustrating because you will always be over budget.

Second, make sure you have all categories covered. There are some categories that are easy -- rent, mortgage payment, utilities, car payments, etc. But think hard about all other categories such as clothing, eating out, prescriptions, pet care, tuition, books, allowances, movies, CDs and DVDs, and computer software and games, to name a few. If you don’t budget for all these kind of expenses, I promise they will bust your budget.

Finally, if you find you just can’t seem to stick to your budget, here’s a sort of tough love answer.

Go to your nearest office supply store and buy a box of #10 envelopes. Take them out and label one for each of your budget categories. Then write on each envelope the amount you have budgeted for that category.

For the purpose of this exercise, it is not necessary to break down general categories into subcategories. For example, you can label one envelope “entertainment” and not worry about envelopes for “movies,” “eating out,” “DVDs,” etc. Just be sure the number you write on the envelope for any general category represents the sum of all its subcategories.

When you next get paid, cash your paycheck and bring it all home in $50, $20 and $10 bills. Then put and amount of cash in each of the envelopes equal to the amount you budgeted for that particular 6category.

Now, as you need to pay bills or buy groceries, etc., use the cash in the corresponding envelopes to pay them. You will know when you have reached the budgeted amount for any category because its envelope will be empty. What do you do when you find an envelope is empty? You do nothing. That category is all finished for this pay period. If the envelope is empty and you still have expenses, either you haven’t budgeted correctly or you have overspent. You might be able to fudge and take funds from another category envelope. For example, if you have a week to go and are $40 short for groceries, you might be able to take the $40 out of the entertainment envelope. Just keep in mind this means $40 less for entertainment.

Do this for a few months and I promise you will not only learn to budget accurately, you will learn to stick to your budget.

Douglas Hanna has lived in the Denver area for nearly 35 years and is an expert on both Denver and Colorado. He is also the author of more than 120 articles on Denver and Internet marketing.

Article Source: http://EzineArticles.com/?expert=Douglas_Hanna
http://EzineArticles.com/?Budgeting:-A-Tough-Love-Way-to-Handle-Your-Household-Budget&id=50295

Book Recommendations: Budgets for Beginners

For beginning budgeters (meaning, those who have never created a budget before AND those who think the word "budget" is a dirty word), I recommend the following books:

In the "For Dummies" series:
Personal Finance for Dummies
Frugal Living for Dummies

Now, some may think the "for Dummies" title is a bit harsh, but I find their books EXTREMELY helpful, well written, and well organized. They always take you step-by-step to achieving WHATEVER is on the book cover.

In the "Complete Idiot's" series: (another one of those "yeeesh!" titles, but good info!)
The Complete Idiot's Guide to Personal Finance with Quicken

I am a QUICKEN JUNKIE. I find that, once you learn how to maneuver through the software (not hard at all!), you can use it to effectively manage every aspect of your financial life! It's got alerts, stock tickers, online bank downloads, budgets, IRA trackers... everything you need to get your money straight.

There will be more book recommendations on all aspects of finances, including budgeting. We start here first, however, because you MUST understand where you are to see how to get to where you're going.

Get the books first, read the info, then try the software. One step at a time!

How Football and Financial Success are Connected...

If you’re not a football fan, forgive the following analogy. I have just recently gotten into football, because I find the process of winning games (and how each team implements the necessary steps differently) fascinating. I have also just made the connection of how winning the Super Bowl and moving from living paycheck-to-paycheck to true prosperity go hand in hand.

Seem like a big leap? Just follow along – you’ll see how the logic works.

At the beginning of every football season, a team’s biggest goal is to win the Super Bowl. Well, how do they do that? They begin with a game plan, which breaks down what is necessary to reach that ultimate objective. The game plan looks something like this:

Win the Super Bowl, by...
Winning the Playoffs, which is achieved from...
Winning enough regular season games, by...
Scoring more points than the opposing team in each individual game in the regular season, which is achieved by...
Scoring some points, by...
Moving the ball downfield, by...
Getting some first downs, by...
Gaining yardage on the field, which is achieved by...
HAVING A PLAYBOOK that you follow which tells you which plays to run at what specific times so you can get the yardage necessary to win.

The Super Bowl is won by following the playbook. The playbook moves a team step by step (yard by yard) down the field towards touchdowns. Touchdowns win games, enough games win Playoffs, Playoffs win Super Bowls.

Now, following that analogy, what is YOUR objective?

To stop struggling and start thriving financially.

A more important question – now that you know your objective, what is your GAME PLAN?

Your game plan for thwarting financial strife should include the following:

1. Developing a realistic understanding of your current financial position.
2. Developing a plan of action that includes a budget, investments, real estate, and financial education.
3. Estimating the amount of equity you have in your home.
4. Reviewing your options for multiple streams of income.
5. Understanding your current debt to income ratio and figuring out how to lessen your expenses.

The next few posts will include some steps that will assist you in organizing your thoughts, plans, and paperwork. Don’t wait another moment to make the decision to create a plan that will save you from the stress of financial mis-management... make the decision to clean up your money act now!

That’s what’s so great about football – it’s all about taking action!

Welcome to Living Paycheck to Prosperous Blog!

Welcome, Dear Reader!

If you have found this blog, I know you are SICK and TIRED of living paycheck-to-paycheck, and are more than ready to live Paycheck to Prosperous! Here, we will continuously post topics, articles, book suggestions, and inspiration to help you move forward from wherever you are to financial abundance!

Until tomorrow!